Dear Ramon,

Your warmth and steadfastness are an unusual treat in today's superficial world. I would like to express my thanks to you for the vast expansion of my understanding. You gave me an opportunity to see behind the stage, in regards to financial planning. Your questions and gentle guidance helped me find insight to what really matters to me in the present and future. The detailed financial analysis you provided for me showed that to take the first step in faith, is all that's required in financial planning. You have a gift of bringing calm to any situation, adjusting and suggesting occasional changes in direction, you respect peoples priorities and the clients choice of making their own decisions. Your openness and understanding instills trust and brings a warm note to every interaction. It is a privilege being served by such expertise, passion and dedication for finances. I recommend your services to my friends and colleagues, because I know you build relationships first and each person is treated as an individual.

Yours truly,

Ursula Ruckstuhl

Ramon's expertise in the field of financial instruments is outstanding! I trust anything he directs to me in financial planning for my future. Great info.

Victor Hunt, President

Ramon's experience and education provided me with valuable information and created in me a desire to learn what I can about my financial options. His energy turned financial information into an enjoyable learning experience.

Andrea Corbin, HHP
Reiki, Reflexology, Health & Wellness Consultant
Old Strathcona Shopping Mall
1906A 104 St.
Edmonton, AB
T6E 4C8
Tel.: 780.988.1230

Thanks to Ramon's efforts, Walter was approved after he was already declined by an insurer. And I appreciate Ramon's respect for my investment decisions.

Cheryl McDuff & Walter Hendrickson

We owned our life insurance for years and Ramon still saved us money while reviewing our needs to what we had.

Marjorie & George Lato



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